Education Savings Account portfolio

Education Savings Account portfolio: Robert and April Johnson have come to you with a portfolio of investments that seem to be a mixture of past adviser’s uncoordinated recommendations

Please submit your Unit #8 Writing Assignment in MS Word format with the following filename: LastNameFirstInitial_Unit 08_WritingAssignment.docx. For example, if your name is John Smith, the file name of your Answer Sheet should be SmithJ_Unit08_Writing Assignment.docx.

If you have any questions or comments, please do not hesitate to contact me.

Don't use plagiarized sources. Get Your Custom Essay on
Education Savings Account portfolio
Just from $13/Page
Order Essay

NAME: _____________________________________

Robert and April Johnson have come to you with a portfolio of investments that seem to be a mixture of past adviser’s uncoordinated recommendations. One positive is that some of the funds seem to be doing well, another is that all the funds are tax-deferred accounts held for specific purposes, and a third is that the Johnsons seem to be able to meet their goals. So your job is not so much financial planning as investment planning. Table 1.0 contains data on what the clients have brought to you.

Robert and April have only two goals: the college education of their twins in six years and their retirement in 20 years. Ignore the amounts necessary to achieve their objectives. Assume that the allocation of their current funds is equal in each account. Also, assume the amount in the Education Savings Account is enough to fund their education goal. Assume that their current savings rate plus their 401(k) is just sufficient to meet their retirement goal with a high level of confidence. Your assignment is as follows:

Evaluate the current investments of Robert and April. Make recommendations as to the viability and appropriateness of their current investments (for example, risk level, time horizon, and investment objectives.)

Is the overall portfolio sufficiently diversified?

Determine if the current investments should be kept. Should one or more investments be sold? If so which ones?

Decide which funds should be in the Retirement Portfolio and which should be in the Education Savings Account portfolio and construct two target portfolios that match their specific goals and have the best return prospects.

Robert and April are not well educated about investing. Provide support for your recommendations. Write your recommendations in a way that educates and explains portfolio risk and return to the Johnsons.

Fund Class Portfolio Current



(to S &P)

Sharpe Ratio Treynor Ratio Jensen’s Alpha
1 Domestic growth 401(k) 16.7% 1.1 0.773 15.455 1.5%
2 Global growth 401(k) 16.7% 0.8 0.625 18.75 0.3%
3 Balanced 401(k) 16.7% 0.6 0.667 16.667 -0.4%
4 U.S. bonds, mixed grade Education Savings Account 16.7% 3.6 years’ duration NMF NMF +1% (to bonds index
5 S & P 500 index Education Savings Account 16.7% 1.0 0.770 17.0 -.10%
6 Equity income Education Savings Account 16.7% 0.8 1.06 21.25 3.0%

*MNF – No Meaningful Figure.

Calculate the price
Make an order in advance and get the best price
Pages (550 words)
*Price with a welcome 15% discount applied.
Pro tip: If you want to save more money and pay the lowest price, you need to set a more extended deadline.
We know how difficult it is to be a student these days. That's why our prices are one of the most affordable on the market, and there are no hidden fees.

Instead, we offer bonuses, discounts, and free services to make your experience outstanding.
How it works
Receive a 100% original paper that will pass Turnitin from a top essay writing service
step 1
Upload your instructions
Fill out the order form and provide paper details. You can even attach screenshots or add additional instructions later. If something is not clear or missing, the writer will contact you for clarification.
Pro service tips
How to get the most out of your experience with Home Work Stand
One writer throughout the entire course
If you like the writer, you can hire them again. Just copy & paste their ID on the order form ("Preferred Writer's ID" field). This way, your vocabulary will be uniform, and the writer will be aware of your needs.
The same paper from different writers
You can order essay or any other work from two different writers to choose the best one or give another version to a friend. This can be done through the add-on "Same paper from another writer."
Copy of sources used by the writer
Our college essay writers work with ScienceDirect and other databases. They can send you articles or materials used in PDF or through screenshots. Just tick the "Copy of sources" field on the order form.
See why 20k+ students have chosen us as their sole writing assistance provider
Check out the latest reviews and opinions submitted by real customers worldwide and make an informed decision.
Political science
Thorough and great work
Customer 452445, January 10th, 2022
Business Studies
Great writer. Highly recommended!
Customer 452445, December 22nd, 2021
Great work. Thank you.
Customer 452445, September 27th, 2021
Human Resources Management (HRM)
Great paper and delivered on time.
Customer 452445, January 27th, 2022
Business Studies
Amazing job on a tight deadline. Met all requirements and some. Will hire again if needed.
Customer 452445, March 3rd, 2022
It was a very long paper, but she followed all the instructions, and she even finished the paper 3 days before the due date
Customer 452445, June 8th, 2022
Medical Sciences (Anatomy, Physiology, Pharmacology etc.)
Excellent job! The writer followed the directions perfectly and completed the assignment.
Customer 452445, December 24th, 2021
Human Resources Management (HRM)
I am very pleased with your work and how it was completed in a timely manner. I will be requesting this writer for future assignments. Excellent work!
Customer 452445, June 10th, 2022
Very professional and easy to work with. I highly recommend!
Customer 452445, December 12th, 2021
It was very helpful and well thought out.
Customer 452445, January 26th, 2022
Very well written and very impressed with this service!
Customer 452445, June 14th, 2022
Health Care
Very well written and done earlier than scheduled. Thank you!
Customer 452445, January 12th, 2022
Customer reviews in total
Current satisfaction rate
3 pages
Average paper length
Customers referred by a friend
15% OFF your first order
Use a coupon FIRST15 and enjoy expert help with any task at the most affordable price.
Claim my 15% OFF Order in Chat

Order your essay today and save 15% with the discount code ESSAYHELP